:root{--blue:#1F74BA;--red:#E84134;--ink:#3C3C3C;--dark:#101114;--line:#e6e6e6}
*{box-sizing:border-box}
body{margin:0;font-family:Roboto,system-ui,sans-serif;color:var(--ink);background:#fff;line-height:1.7;-webkit-font-smoothing:antialiased}
.wrap{max-width:780px;margin:0 auto;padding:0 24px}
.top{position:sticky;top:0;z-index:5;background:rgba(255,255,255,.88);backdrop-filter:blur(16px);border-bottom:1px solid var(--line)}
.top .wrap{max-width:1180px}
.bar{display:flex;align-items:center;justify-content:space-between;height:72px}
.bar img{display:block;height:36px;width:auto}
.bar nav{display:flex;align-items:center;gap:22px;font:600 14px Montserrat,sans-serif}
.bar nav a{color:var(--ink);text-decoration:none;transition:color .2s}
.bar nav a:hover{color:var(--blue)}
h1,h2,h3{font-family:Montserrat,sans-serif;color:#1d1d1f;line-height:1.15;letter-spacing:-.005em}
h1{font-size:clamp(2rem,5vw,3.1rem);font-weight:900;margin:.3em 0 .4em}
h2{font-size:1.45rem;font-weight:800;margin:2.2em 0 .6em}
h3{font-size:1.08rem;font-weight:800;margin:1.6em 0 .3em}
a{color:var(--blue)}
.lead{font-size:1.15rem;color:#555}
.eyebrow{font:600 12px Montserrat,sans-serif;letter-spacing:.2em;text-transform:uppercase;color:var(--blue);margin-top:28px}
.crumbs{font-size:13px;color:#888;margin-top:28px}
.crumbs a{color:#888;text-decoration:none}
.hero{width:100%;height:auto;aspect-ratio:3/2;object-fit:cover;border-radius:20px;margin:24px 0 8px;background:#f2f2f2}
.steps li{margin-bottom:.7em}
.muted{color:#888;font-size:.95rem}
table{width:100%;border-collapse:collapse;font-size:.95rem;margin:1em 0}
th,td{text-align:left;padding:12px 10px;border-bottom:1px solid var(--line);vertical-align:top}
th{font-family:Montserrat,sans-serif;font-size:.85rem}
.btn{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;font:700 15px Montserrat,sans-serif;padding:14px 26px;border-radius:999px;margin:8px 8px 0 0;transition:transform .2s,background-color .2s}
.btn:hover{transform:translateY(-2px);background:#185f99}
.btn.sm{padding:9px 18px;font-size:13px;margin:0;color:#fff}
.btn.ghost{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.4)}
.cta{background:var(--dark);color:#d7d7d7;border-radius:24px;padding:36px;margin:56px 0}
.cta h2{color:#fff;margin-top:0}
.grid{display:grid;gap:24px;margin:36px 0 72px}
.card{display:grid;grid-template-columns:220px 1fr;gap:22px;align-items:center;text-decoration:none;color:inherit;border:1px solid var(--line);border-radius:20px;overflow:hidden;transition:transform .25s,box-shadow .25s}
.card:hover{transform:translateY(-3px);box-shadow:0 18px 40px -20px rgba(0,0,0,.25)}
.card img{width:100%;height:170px;object-fit:cover;background:#f2f2f2}
.card h2{font-size:1.15rem;margin:0 0 .3em}
.card p{margin:0 18px 0 0;color:#666;font-size:.95rem}
.foot{background:#1a1a1a;color:rgba(255,255,255,.65);padding:40px 0;margin-top:40px;font-size:14px}
.foot a{color:#fff}
@media (max-width:640px){.card{grid-template-columns:1fr}.card div{padding:0 18px 18px}.bar nav{gap:14px}}
.tbl{overflow-x:auto;-webkit-overflow-scrolling:touch}.tbl table{min-width:560px}